Home Loan Calculator
Analyze EMI repayments, model part-payments, estimate purchase budget, and check refinance break-even.
Loan Details
Rates:
₹50,00,000
₹1 Lakh₹10 Crore
8.5%
5%20%
20 Yrs
1 Year30 Years
Prepayment Simulator
₹0
₹0 / mo₹1 Lakh / mo
₹0
₹0 / yr₹10 Lakh / yr
Repayment Summary
Monthly EMI
₹43,391
Standard instalment
Principal Amount
₹50,00,000
Total amount borrowed
Total Interest
₹54,13,879
Cost of borrowing
Total Payable
₹1,04,13,879
Principal + Interest
Loading schedule details...
Year-1 Tax Savings Estimator
Your Income Tax Slab
Sec 24b (Interest)
₹0
Sec 80C (Principal)
₹0
Year-1 Estimated Tax Saved
₹0
Principal vs Interest Split
₹43.39K
Principal Amount
Total Interest
Amortization Schedule
Detailed year-by-year repayment schedule showing principal, interest, and outstanding balances.
| Year | Principal Paid | Interest Paid | Total Paid (EMI) | Balance Outstanding |
|---|